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Jay Trucks & Associates, PC
600 Pine St. Clare, MI 48617
1.800.762.8623
Auto Accident Lawyers
Flint, Saginaw, Traverse City and Lansing, Michigan
Frequently Asked Auto Accident Questions
- What do I do if I've been in an automobile accident?
- Should I contact my own insurance company even if I wasn't at fault
in the car accident? - What happens if I was at fault in the auto accident and I don't have any insurance?
What do I do if I've been in an automobile accident?
First of all, call the police right away. This will ensure that medical personnel are on their way to examine everyone involved in the accident.Here are some additional recommendations to help the process go as smoothly as possible, given the circumstances.
At the scene of the accident:
- Remain as calm as possible
- If appropriate, move your vehicle out of traffic so additional damage can be avoided
- Get the other driver's name, address and phone number. Record his vehicle registration number. If you believe the other driver is intoxicated, tell the police officer. Get the names, addresses and phone numbers of the witnesses
- Ask the police officer for the police report number and where and when a copy will be available
- Contact your insurer
- Get medical treatment promptly and continue to get all the medical treatment you need for as long as you need it.
- Do not speak to the insurance company for the other driver. Instead, tell the insurance company representative to call your lawyer
- Have someone take photos of the cars and any skid marks on the road (skid marks start to fade within days)
Should I contact my own insurance company even if I wasn't at fault in the car accident?
Absolutely. There is no guarantee that the information the other driver gave you is accurate. By notifying your own insurance company, they can perhaps make the necessary repairs to your vehicle and then pursue legal action against the other driver on your behalf. Additionally, if you have medical payments or car rental coverage, these can be activated immediately.
What happens if I was at fault in the auto accident and I don't have any insurance?
Michigan requires that all licensed drivers have automobile insurance. However, if your policy is no longer in effect, you may be held personally liable for all damages resulting from the accident, including medical expenses incurred by all injured parties. This could lead to financial ruin so you're better off to pay for at least the basic coverage required by law.
